Development of Financial Technology and Increase in Rural Residents' Income: Heterogeneity, Transmission Mechanism and Policy Coordination
YANG Yajuan1,2, XU Jiajie2, LI Rui3
1. School of Economics, Xinjiang College of Science and Technology, Kuerle 841000, China; 2. School of Business, Macau University of Science and Technology, Macau 999078, China; 3. Guangdong Chengxi Architectural Planning and Design Co., Ltd., Guangzhou 510000, China
YANG Yajuan, XU Jiajie, LI Rui. Development of Financial Technology and Increase in Rural Residents' Income: Heterogeneity, Transmission Mechanism and Policy Coordination[J]. Operations Research and Management Science, 2025, 34(4): 170-176.
[1] 姚梅洁,康继军,华莹.金融排斥对中国县域经济影响研究: 实现路径与动态特征[J].财经研究,2017(8):96-108. [2] 何广文,何婧,郭沛.再议农户信贷需求及其信贷可得性[J].农业经济问题,2018(2):38-49. [3] 张林.金融发展、科技创新与实体经济增长—基于空间计量的实证研究[J].金融经济学研究,2016,31(1):14-25. [4] 滕磊,马德功.数字金融能够促进高质量发展吗?[J].统计研究,2020,37(11):80-92. [5] 宋敏,周鹏,司海涛.金融科技与企业全要素生产率—“赋能”和信贷配给的视角[J].中国工业经济,2021(4):138-155. [6] 唐松,伍旭川,祝佳.数字金融与企业技术创新—结构特征、机制识别与金融监管下的效应差异[J].管理世界,2020,36(5):52-66+9. [7] DUPAS P, ROBINSON J. Savings constraints and microenterprise development: Evidence from a field experiment in Kenya[J]. American Economic Journal: Applied Economics, 2013, 5(1): 163-192. [8] 王永仓,温涛,王小华.数字金融与农户家庭增收:影响效应与传导机制—基于中国家庭金融调查数据的实证研究[J].财经论丛,2021(9):37-48. [9] ZEREYESUS Y A, EMBAVE W T, TSIBOE F. et al. Implications of non-farm work to vulnerability to food poverty recent evidence from northern Ghana[J]. World Development, 2017, 91(3): 113-124. [10] 王建.村庄非农化、社会资本与农村居民家庭收入[J].华南农业大学学报:社会科学版,2019(2):71-83. [11] SUTHERLAND A. Does credit reporting lead to a decline in relationship lending? Evidence from information sharing technology[J]. Journal of Accounting and Economics, 2018, 66(1): 123-141. [12] 李明贤,陈铯.金融科技、授信方式改进与涉农金融机构普惠能力提升[J].经济体制改革,2021(2):88-94. [13] 王馨.互联网金融助解“长尾”小微企业融资难问题研究[J].金融研究,2015(9):128-139. [14] 何婧,田雅群,刘甜,等.互联网金融离农户有多远:欠发达地区农户互联网金融排斥及影响因素分析[J]. 财贸经济,2017(11):70-84. [15] AUNG N, HOATHIMINH N, SPARROW R. The impact of credit policy on rice production in Myanmar[J]. Journal of Agricultural Economics, 2019, 70(2): 426-451. [16] 方福前,张艳丽.中国农业全要素生产率的变化及其影响因素分析—基于1991-2008年Malmquist指数方法[J].经济理论与经济管理,2010(9):5-12. [17] 温忠麟,叶宝娟.中介效应分析:方法和模型发展[J].心理科学进展,2014,22(5):731-745.