关键词: 区域性金融风险, 分布动态, 区域差异, 收敛性

Abstract: This paper studies the distribution dynamics, spatial differences and spatial convergence of regional financial risks in China's eight comprehensive economic zones from 2000 to 2018. It is found that the level of systemic financial risk, as the sum of regional financial risks, evolves from multi peak low value to single peak high value, and shows an obvious periodic change law. At present, China's systemic financial risk is in a new climbing period; During the investigation period, the spatial heterogeneity of regional financial risk differences in the eight comprehensive economic zones is prominent, and the regional differences are the main source of the overall differences; Financial risks in different regions have their own steady-state levels and different influencing factors. When regional financial risks are controlled, measures should be taken accurately according to local conditions. The research conclusion is of positive significance to control the level of regional financial risk from the regional level and hold the bottom line of no systemic financial risk.

Key words: regional financial risk, distribution dynamics, regional difference, convergence