关键词: 军人家属, 风险, ANP, 模糊聚类

Abstract: The risk of military family members is an important part of military risk. Risk management is related to the stability of the army. There is an ambiguity in the risk attribute of military family members. At present, there is no standardized theoretical guidance and practical management experience. This paper tries to analyze the factor and weight of the risk factors of military personnel by constructing the ANP model, and uses the fuzzy clustering method to cluster the risk of military family members with the typical personal risk, property risk and responsibility risk, in order to find the most suitable classification and reach the mature management model of the typical risk, and put forward corresponding management suggestions. The study finds that 13 indexes, such as the risk of accidental injury and the risk of housing security, constitute the main factors of the military risk. The risk of military family members is the same type as the risk of responsibility at the level of 0.95.We take the risk of military family members as the object, and the family members’ social security and housing security as the key content. The three liability insurance system constitute the military insurance, and the commercial insurance and the military mutual assistance insurance is the key to improve the risk management of military families.

Key words: soldier family members, risk, ANP, fuzzy clustering